Comprehensive Vehicle Insurance
This is the whole package. With comprehensive car insurance you can claim for the theft of your car, for any accidental damages, and even for damages that you accidentally cause to a third party’s property.
Third-Party, Fire and Theft
Third Party, Fire and Theft cover allows you to claim for the theft of your car, as well as for certain specified damage to your car. You can also claim for the damage that you accidentally inflict on another parties' property, however it doesn’t cover any accidental damage to your car.
Third Party Only is best suited for cars that are paid in full and have a low value. With this cover you will be able to claim for the damage you caused another parties' property. While it is the most cost-effective cover, it is important to remember that you won’t be covered for the theft of your car and for any damages to your car.
When it comes to insuring your vehicle, PTBN normally gives you the option to insure your vehicle for its Retail, Trade, or Market value. These options usually allow you to replace your written off car for the same value. With our BetterCar value option you are able insure your current car, so that if it is written off*, it will be replaced with a newer model. If your car is written off in an accident, BetterCar will replace your vehicle with the same model, which is one year newer.
Our management team has over 10 years Short-term Insurance experience, providing risk solutions for Personal Lines Group Schemes, Small to Medium Enterprises, Corporate and Niche insurance, Municipal and State-Owned Enterprise Risk Management.